THE IRS HAS PROGRAMS TO HELP YOU — DO YOU KNOW THEM?
Contrary to what many people think, the IRS doesn't just collect taxes — it also offers official programs to help taxpayers who can't pay their full debt.
At Abibianos Inc. we know each of these programs and can identify exactly which one applies to your specific situation.
OFFICIAL IRS PROGRAMS
1. OFERTA DE COMPROMISO (Offer in Compromise)
Pay less than you owe. The IRS accepts a reduced amount as full settlement of your debt when you demonstrate you're unable to pay the full balance.
2. PLAN DE PAGO A PLAZOS (Installment Agreement)
Break your debt into manageable monthly payments. You can request up to 72 months to pay off your balance.
3. ESTADO DE NO COBRABLE (Currently Not Collectible)
If you demonstrate you have no ability to pay, the IRS can temporarily pause all collection actions against you.
4. ALIVIO POR PRIMERA INFRACCIÓN (First Time Penalty Abatement)
If this is your first time facing penalties and you have a good prior compliance history, the IRS may remove the accumulated penalties.
5. CÓNYUGE CONSIDERADA INOCENTE (Innocent Spouse Relief)
If your spouse or ex-spouse generated the debt without your knowledge, you may qualify to be released from that tax liability.
HOW DO YOU KNOW WHICH ONE APPLIES TO YOU?
Every case is different, and the right program depends on:
- The amount you owe
- Your current financial situation
- Your compliance history
- The type of taxes owed
- Your filling status and family case
THE DIFFERENCE AN ENROLLED AGENT MAKES
Elvia Bibiano holds both an Enrolled Agent (EA) and CTRS certification — making her a Certified Tax Resolution Specialist. This means she holds the highest levels of certification available to represent taxpayers before the IRS. With over 28 years of experience, Elvia knows exactly which program to pursue with the IRS for your best possible outcome.
TAKE THE FIRST STEP TODAY
Agenda una consulta hoy mismo, podemos ayudar a cambiar completamente tu situación fiscal. No dejes que la deuda siga creciendo.