{"id":692,"date":"2026-05-27T05:30:18","date_gmt":"2026-05-27T05:30:18","guid":{"rendered":"https:\/\/abibianos.com\/?p=692"},"modified":"2026-07-09T15:35:15","modified_gmt":"2026-07-09T15:35:15","slug":"programas-oficiales-para-reducir-tu-deuda-fiscal","status":"publish","type":"post","link":"https:\/\/abibianos.com\/en\/programas-oficiales-para-reducir-tu-deuda-fiscal\/","title":{"rendered":"OFFICIAL PROGRAMS TO REDUCE\nYOUR TAX DEBT"},"content":{"rendered":"<h2 class=\"wp-block-heading\">THE IRS HAS PROGRAMS TO HELP YOU \u2014 DO YOU KNOW THEM? <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Contrary to what many people think, the IRS doesn't just collect taxes \u2014 it also offers\nofficial programs to help taxpayers who can't pay their full debt. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At Abibianos Inc. we know each of these programs and can identify exactly which one applies to your specific situation. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">OFFICIAL IRS PROGRAMS <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. OFERTA DE COMPROMISO (Offer in Compromise) <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pay less than you owe. The IRS accepts a reduced amount as full settlement of your debt when you demonstrate you're unable to pay the full balance. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. PLAN DE PAGO A PLAZOS (Installment Agreement) <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Break your debt into manageable monthly payments. You can request up to 72 months to pay off your balance. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. ESTADO DE NO COBRABLE (Currently Not Collectible) <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you demonstrate you have no ability to pay, the IRS can temporarily pause all collection actions against you. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. ALIVIO POR PRIMERA INFRACCI\u00d3N (First Time Penalty Abatement) <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If this is your first time facing penalties and you have a good prior compliance history, the IRS may remove the accumulated penalties. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5. C\u00d3NYUGE CONSIDERADA INOCENTE (Innocent Spouse Relief) <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your spouse or ex-spouse generated the debt without your knowledge, you may qualify to be released from that tax liability. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">HOW DO YOU KNOW WHICH ONE APPLIES TO YOU? <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Every case is different, and the right program depends on: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The amount you owe <\/li>\n\n\n\n<li>Your current financial situation <\/li>\n\n\n\n<li>Your compliance history <\/li>\n\n\n\n<li>The type of taxes owed <\/li>\n\n\n\n<li>Your filling status and family case <\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">THE DIFFERENCE AN ENROLLED AGENT MAKES <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Elvia Bibiano holds both an\nEnrolled Agent (EA) and CTRS\ncertification \u2014 making her a\nCertified Tax Resolution\nSpecialist. This means she\nholds the highest levels of\ncertification available to\nrepresent taxpayers before\nthe IRS. With over 28 years\nof experience, Elvia knows\nexactly which program to\npursue with the IRS for\nyour best possible outcome. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">TAKE THE FIRST STEP TODAY <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Agenda una consulta hoy mismo, podemos ayudar a cambiar completamente tu situaci\u00f3n fiscal. No dejes que la deuda siga creciendo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>The IRS offers official\nprograms to help taxpayers\nfacing financial hardship.\nFind out which ones apply\nto your situation and how\nto access them.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-692","post","type-post","status-publish","format-standard","hentry","category-tax-resolution"],"_links":{"self":[{"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/posts\/692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/comments?post=692"}],"version-history":[{"count":3,"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/posts\/692\/revisions"}],"predecessor-version":[{"id":1049,"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/posts\/692\/revisions\/1049"}],"wp:attachment":[{"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/media?parent=692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/categories?post=692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/abibianos.com\/en\/wp-json\/wp\/v2\/tags?post=692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}